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“ I started in the hospitality and catering sector when I was in high school ,” Jeff continues . “ I worked in a Culver ’ s business back when it was restaurant number two . I grew up on a dairy farm , and I knew that was something I didn ’ t want to go into . As such , I studied hospitality and catering and was running restaurants midway through my course . That was 30 years ago , and here we are today , one of the largest franchisees in the country .

“ When Chad and I first started the business , we were heavily involved in the day-to-day running of the restaurants . Now , our jobs are mentoring people and teaching them how to become owners . Of course , we keep our hands in still , manning the grill and getting behind the counters . We like to remain relevant , and we do enjoy that

We ’ ll always remain focused on the personal approach

side of the business . It ’ s almost like a day off if we get to work in the kitchen or work front of house , right alongside the team . We still have a lot of fun with that ,” he enthuses .

Heartfelt hospitality

Jeff and Chad take pride in the Culver ’ s brand and are passionate about building and operating successful Culver ’ s franchises . Together with Culver ’ s Franchising System , it is their mission that every guest who chooses Culver ’ s leaves happy . This mission and the founding principles can be seen in every single one of their restaurants .

The duo works with its owner-operators right from the beginning . In fact , even prior to that , since most partners have risen through the ranks of their own restaurants through the mentorship program .

CONGRATULATIONS ON YOUR 30TH ANNIVERSARY JEFF AND S & L TEAM

Old National is proud to support S & L Companies in its latest expansion — very well done ! We couldn ’ t be more excited about the direction you ’ re headed .

Old National : Franchise Banking Expertise

Our dedicated team has years of experience with food franchises like S & L . Turn to us for :

• Working capital lines of credit

• Acquisition term financing

• Remodel of existing locations

• Owner buyouts

We ’ re Ready to Talk Business

Tommy Olson Corporate Banking Executive tommy . olson @ oldnational . com 414-290-7051 | Milwaukee , WI

WHERE RELATIONSHIPS AND RESULTS MATTER

Kara Hagopian SVP , Franchise Banking kara . hagopian @ oldnational . com 773-377-0375 | Chicago , IL

2330375-0124-018

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